So what made you interested in clicking on this article? If we are being honest with ourselves, the card has a lot of benefits and although you might not really know much about the company, we are for sure that this is going to be a really good company. 

And being a good one, you get good cards and together with the benefits, we can prove our case. Now what does it offer? One of our favorite benefits is going to be the zero interest policy. Where in the first three months and 12 months respectively, you will not get any interest on purchases or money transfers. 

But we are getting a bit of ahead of ourselves since we haven’t really talked about the card and how it works now. Which is why we are going to recommend that you keep reading down below. When you do that, you’re going to be able to find yourself learning more about the benefits in the card. 

Why we recommend the Virgin Money Balance Transfer Card 

So do you know why we recommend the credit card? It is a very simple reason and after this you’re going to understand way more of this article. This credit card has a lot of benefits, but what really stands out to us is how it has so little fees. Of course, it is all temporary things, but still for quite some time you will not have to pay almost anything with the card, which is pretty amazing. 

And we all know how hard it is to actually find good credit cards that are going to be able to help you with that matter. Which is why we are recommending it, because something so good shouldn’t be hidden. And you should definitely give it a try. 

What can I use the credit card for? 

Now the users are even faster and easier to tell you. This credit card is pretty straightforward. The main people there are going to benefit it is those who actually do purchases frequently and actually like to buy stuff.  

And you can buy anywhere, be it something that you need monthly or just bigger things that you are waiting to get no interest. Of course, there are other uses too, like faster payment and things like that, but the card will truly shine, as we’ve said on purchases. 

Credit card advantages 

The benefits of a card are an extremely important part of the application process. It is with them that you’re going to be able to find if the card is really your type, or if it’s something that you should maybe leave it to the rest. Down below, we bring you a list of all the benefits. 

• earn cashback on your credit card spending at participating retailers. Sign up in the mobile app. 
• You are guaranteed to get the APR shown, if accepted 
• You are guaranteed to get the offer period, if accepted 
• No annual fee 
• 0% interest on purchases for 3 months,   
• 0% interest on money transfers for 12 months 

Credit card disadvantages 

And just like you have amazing benefits with the card, having these disadvantages is also something that is going to happen, which is why we recommend that you keep reading. Down below, we bring you all the disadvantages that you can find. 

• After the first 60 days, the balance transfer fees rise to 5.00% 
• Balance transfers and money transfers must be made within the first 60 days to get the promotional offer 

How is credit analysis carried out in the Virgin Money Balance Transfer Card 

Now, it is very important for you to understand the credit analysis, even though you might not really use it in your daily life. It’s something that is extremely important on the application process of not only credit cards but other financial products. 

So what is it, what does it do, and how you can do it? It’s quite simple. You see, the credit analysis is an analysis made to your credit history. Your credit history is your financial history and that is going to include every purchase, expenses or others. 

It will all begin when you first apply for the card. Applying for it, you are going to find out that yes, you get to send some documents so that the company proves their identity. The thing is, when they finally get the documents, they will use them to take a look at your credit history. Finally, by the end of it all, you’re going to get your own credit score. 

Is there a maximum and minimum credit card limit? 

One thing about credit cards like this is that they will usually not mention the limit. That’s not because you will not be able to learn anything about it, but because they prefer to keep it a secret and only tell you when you actually get the card. 

So how can you actually have a small idea of how much you can get? You can have a good idea of how much you can get based on your credit score, since it will be mostly based on the value that you get. 

Do you want to request? Learn how to get the Virgin Money Balance Transfer Card right here 

So you want to apply for the card? Don’t waste any more time, we’re here to help you. If you are interested in learning how you can even apply for the card, we recommended to keep reading down below, since we are almost there in time to explain to you how you can do it. 

Things like requirements, documents, and main users that the card will have are going to be in the second part of this article. To have access, you just need to go to the second part by clicking on the button down below.