Did you decide on applying for a new credit card? If your answer is yes, then we are sure that you’re excited to finally get the best of the best. Which can be a really hard goal since learning more about a credit card can take quite some time. 

Which is why we are here. Of course, we want to tell you everything that you need to know for the application process to be possible and also to make everything more smoothly and faster with you. But for that, you need to learn more about the card. 

Today we are going to talk more about the benefits that you can find in this credit card. Not only that, but some more obscure details that you might find interesting before applying for it, which is why if you are interested, we recommend that you keep reading. 

Why we recommend the Santander All in One Credit Card 

Mothers, you already know a little bit more about how the credit card works, then it is time for you to learn a little bit more about why we recommend it. It does seem like a very interesting card from what we could hear and what we could see from the official website. 

You see, the most benefits that it has is the no interest fee. It doesn’t matter if it is on purchases, balance transfers or more. The first two though are only for 15 months, but still it is a pretty good amount. A little bit over two years. 

And as you can see, those are the specifically main reasons why we recommend the card. Of course, along this article we’re going to find hundreds of more reasons, but still, these are the most important. 

What can I use the credit card for? 

And what about the uses? This credit card is pretty flexible, so we won’t use this paper, it’s a specific user. But if is we could tell this something, we would say it is more inclined to purchases local. You can buy something on the store or even make some balance transfer~. 

You also earn cash back on every purchase, which is going to be a very benefit thing to your credit card since It has some benefits left on purchasing. 

What are the credit card advantages 

Do you know what are the benefits of this credit card? Well, before sure are very interested in what they are, which is why down below we brought you a list. In that list you’re going to find everything that you need to know and maybe even a bit more. 

• 0% interest on purchases for 15 months 
• 0% interest on balance transfers for 15 months with no balance transfer fee 
• No foreign exchange fees on purchases overseas 
• 0.5% cashback (up to £10 a month) on all your purchases 

What are the credit card disadvantages 

And learning the benefits, although it is very important and useful, learning the disadvantages will also help you give you a nice round when applying for the card. Down below will bring you all the disadvantages. 

• $3 monthly fee 
• High APR 

How is credit analysis carried out in the Santander All in One Credit Card 

Have you heard of the credit analysis that this credit card has? Well, a credit analysis, if you don’t really know what it is, it’s an analysis made to buy a credit card to make sure that you have good finances and are not in amazing debts. 

Still, it is something that not many are familiar with, which is why we are here to help. So the analysis will always start at the application process. With the process being completed, the company will take the documents that you sent to take a look at your credit history. 

After that, your credit history is going to be analyzed and taking a look at it. It will include all the purchases you’ve made, all the payments, debts and other things that are good or bad. In the end of it all, you’re going to get a score that is called the credit score. 

The credit score is going to be the number of all the things that you found in this credit together. That includes the good things and bad things. Remember, the higher the score, the best it is. So take notice of that before everything else. 

Is there a maximum and minimum credit card limit? 

What about the maximum and minimum limit of the card? You might be asking this, but don’t worry, it’s simple, and we won’t really take that long to answer. What will take long to answer is that we have to explain a bit more before what we’re going to tell you is not really the maximum limit or the minimum. 

It’s just a stipulated limit that you might get. So what you might get with this credit card can be up to 1200 above or even 1200 under. The important part is that you make sure that you get what it is good for you. 

Do you want to request? Learn how to get the Santander All in One Credit Card right here 

Time to apply after so much time, we’re excited to get the card and so are we. Well, we assume that you’re excited, since we are a bit excited. So what should you take into account when applying for it? You can take into account some specific things like the benefits and disadvantages. 

But another thing that you must be aware of is the documents and requirements that you need to meet to apply for the card. Since you probably still haven’t looked for that, then you can keep reading since if you clicked on below, you can learn everything in the second part of this article.