Are you trying to learn more about a credit cards to make the application process easier? Or maybe you’re just trying to learn more about this specific card because you’re looking for a new one that is going to help you all the way. Well, no matter what is the reason, we are here to help you. 

Today we are going to tell you more about a credit card that not only will not charge you any annual fees, but for the 13 months after you apply for the card, you don’t have to pay a single balance transfer fee. We’re talking about, of course, the RBS Balance Transfer Credit Card. 

If you are interested in learning more about this credit card, we are here to tell you more about down below. If you keep reading, you’ll be able to learn all the benefits that you can find and more. So if you’re interested, don’t forget to keep reading. 

Why we recommend the RBS Balance Transfer Credit Card 

Now that we are already introduced you to the credit card, it’s time for you to learn why we actually recommend it. And you’d be surprised by how easy it is to respond to this. It is because it’s not that common to find cards that will help you with balance transfers, being so good. 

Not only that, but the card can be used worldwide as long as the store approves of MasterCard. Meaning that you can use it even on trips, or you want to use it online. Even more, you also get the benefit of no fees while transferring money, And no fees for the first months when you will get to purchase anything without them. 

What can I use the credit card for? 

And it has quite a few uses, but of course we are going to focus more on the more specific one. The more specific one being the balance transfer. This card is made especially for people who want to transfer credit from one card to another, be it because they want to get out of debt or just because it is easier.  

Of course, you also have other uses, like purchases. Purchasing with this card is going to be very good since you get the benefit of no interest for some time and if you want to transfer money, you also won’t pay anything. 

Credit card advantages 

There are many things that you need to know to apply for this card. One of them are going to be the benefits that you can get with it, which is why down below we bring you a list of all of them. So let’s take a look. 

• Your 0% offer for 13 months starts when you open an account, then the down payment is deposited  
• There are no fees for transferring money. 
• Use worldwide at Mastercard® locations, in-store and online  
• This is available for purchases made and paid in full within the first three months of opening your account  
• After the first three months, regular rates will apply  
• There is no annual fee. 

Credit card disadvantages 

And just like you know every single benefit that you can find in this credit card, you will also learn even more by taking a look at the disadvantages that you can actually find in it. If you are curious, don’t forget to keep reading. 

• You have to transfer at least 100. 

How is credit analysis carried out in the RBS Balance Transfer Credit Card 

Have you ever thought about how the credit analysis is made with their card? Since this is not your usual credit card, it is a specific one for a specific reason. You might think that it has any difference in the analysis, but believe us when you say it is actually pretty much the same, you don’t need to worry about much. 

Still, we are going to tell you more about it, just in case you’re not really familiar with the concept of it. Now, as you may imagine to already know, the credit analysis is made before you get a response from the company. They will start everything when you first apply for it using the documents that you sent. 

With the documents in their hands, they will take a look at your credit history and then finally give you a number to make you know how good or bad it is. The higher it is, the better. That is going to be pretty much it in the end, you get the value, and you get or not the card. 

Is there a maximum and minimum credit card limit? 

So if you are taking a look at the maximum and minimum amount that you can get as the limit that the card has, we will have good and bad news for you. The bad news is that unfortunately we have no information about the minimum credit that you can get.  

Which can be rather unfortunate for those who are looking for it. And now the maximum that you can get it is a pretty average amount. Still very good for this type of card. You can get up to 1200. 

Do you want to request? Learn how to get the RBS Balance Transfer Credit Card right here 

Ready to apply for the card? We know that you might be interested in learning more than applying for the card, which is why we are here. While the application process itself is not that long, you will need a certain thing to make sure that you are able to get the card. 

That is why if you want to know more about it, how to apply for it, and what you need to do, you must click on below. If you do so, you’re going to go to the second part of this article.