So, are you interested in applying for the credit card? Don’t worry, we’re here to help you. Many people that apply for this card might realize that it has amazing benefits. The thing is, the card itself will also have some things that you need to know before applying, just like any other product. 

Well, we are here specifically to tell you about those things, since we found that it is very important for you to learn how the credit card will actually work. Palm below we are bringing you a lot of the benefits that you can find and other information that you might find useful on the application process of it. So if you truly are interested in learning more about the card, we recommend that you keep reading. 

Why we recommend the Nationwide Select Credit Card 

Are you really looking into getting this credit card? Well, if that is your situation, then we are here to tell you everything about why we are recommending it. Now along this article, you are going to realize that this credit card does have negative sides, but the important part here is balance. 

This card has a really good balance between good and bad, having only one negative side which can be really bad for some people while others might not really care. And the benefits that it has are really good for your daily life and help you a lot. A balanced card is everything. 

What can I use the credit card for? 

What about the users? Do you have specific users that you should be aware of or is it something that you don’t really mind? Now, this credit card is not specific for anything, but if we had to choose, we believe that purchases daily or even bigger purchases could benefit a lot in the card. 

That is because the credit card has a benefit of a 56-day interest free period. Which means that every single purchase made within that 56-day period, is going to be 0% interest. So making purchases, transferring things and just your daily life could already be a huge benefit with the card. 

Credit card advantages 

As you can see, this credit card has a lot of benefits. Unfortunately, you don’t really know all of them, which is why we want to tell you more about it. To do so, you can keep reading down below because we bring you a list. 

• Maximum 56 days for purchases if you pay the total of all non-promotional balances on your statement in full and by the due date 
• No interest-free period on balance transfers or cash withdrawals. Interest on balance transfers and cash withdrawals will be charged at the rates shown above. 
• Any default charges and interest due on your statement plus 1% of the remaining statement balance, or £25, whichever is the greater. 
• Balances of less than £25 are paid in full. 
• Nice limit, 
• No annual fee. 

Credit card disadvantages 

And if you are also curious about what are the negative sides of the credit card, then don’t worry about it because down below we’ll bring you everything. 

• No cashback 

How is credit analysis carried out in the Nationwide Select Credit Card 

Let’s take a look at the credit analysis. Credit analysis is a term used by companies to make sure that your credit is enough for them to give you the credit card and also specific fees. And with this credit card is just like any other credit analysis made with cards. 

It will all start of course in the application process. The application process will require you to fill out some information that is going to be necessary to put some documents. When you finally send in, they will take a look at your form and use the documents to take a look at your credit history. 

Finally, with your credit history in their hands, you will be able to get a credit score. They will analyze everything. If they really know what it is, they credit history. It’s basically your history of finances. That includes every single purchase to even payments and things like that. 

You couldn’t really understand the purpose behind the credit analysis. There’s a lot of them. For once, it is what is going to help the company decide your credit limit and also if you have fees on the card like interest you will also have that aside by the history. 

Is there a maximum and minimum credit card limit? 

An important thing that you must be aware before applying for a card is the maximum and minimum that you can actually get from it. The thing is, not every part is going to be the same, and sometimes you won’t have much to compare. 

With this credit card, you do have a minimum available. The minimum is going to be 500, and unfortunately we have no information about what the maximum could be. Which just leaves us to believe that the maximum is going to be defined by the credit analysis. 

Do you want to request? Learn how to get the Nationwide Select Credit Card right here 

Do you really want to apply for the card? Well, don’t worry, we’re here to help you. Applying for a credit card does not have to be hard, but with a little help, it doesn’t hurt anyone, which is why we are here to tell you more about how you can apply for it. 

If you keep reading down below, you’re going to find a button. You can click there, and you’ll be immediately redirected to the second part of this article. There we are going to talk about how you can apply and what you need to do so.