It’s time that you apply for a new card. When you are an adult, it is normal that you go through many credit cards on the course of your life. That is because you need to always choose the one that is best for you at the moment, and maybe you just found the perfect one. 

With this credit card, not only you’re going to have the normal benefits of credit card has, but you’re also going to have extra benefits on traveling and things like that. And although that seems very unbelievable, it is actually true. 

Which is why, if you keep reading down below, we’re going to tell you everything. Today we will be talking about the benefits, disadvantages and other information that you might find important at the moment. 

Why we recommend the HSBC Premier Credit Card 

So do you know why we actually recommend the credit card? One of the main things that you’re going to ask yourself when reading this article is why are we making an article about this card. There is actually nothing against it. It’s a very good one. 

You see, this card has a lot of benefits, but most of them are going to go towards traveling. Did you know that with the card you can get access to more than 1300 lounge rooms on travels? Even more, you’re going to be able to access the MasterCard Priceless benefit. 

Of course, these are not the only reasons why we recommend it, but we don’t want to spoil you everything about the card. We have a really good list on below where you can learn all the benefits that it has and while reading it, you’re going to understand a bit more why we recommend it. 

What can I use the credit card for? 

So are there any specific things that you must be aware when applying for this card? Well, you see, every card has specific users based on their benefits, which is why here we are going to tell you some of the main things that you must be able to do when applying for the card. 

One of the main things you can do when applying for this card is going to be, of course, traveling. And although it is not the main benefit that you can find in it, it’s still a very prominent one with a lot of it’s dedicated to the act. 

You also get a lot of benefits on purchasing, which makes it a really good card if you are someone that purchases a lot of things. You have zero interest on purchases and also zero interest for 18 months on balance transfers. 

Credit card advantages 

Learning the benefits that the credit card has is going to be the biggest weapon that you can have when choosing the right card, which is why down below we brought you a list. 

Credit card disadvantages 

And just like you can have a list of all the benefits found in this credit card, we also want you to have a list of the disadvantages that we could find. So if you’re interested, let’s take a look together. 

• 2.99% transfer fee. 

How is credit analysis carried out in the HSBC Premier Credit Card 

Are you thinking about the credit analysis? If you already know how it works, then you can skip this part, but if not, we are here to help you all the way. Now, if you don’t really know what it means, the credit analysis is going to help the company actually know if you are worthy of getting the card. 

They do it to prevent people that have a really bad credit score to get a card. That is because it is more likely that they will get in debt. Now the analysis will start in the application process. When you apply for the credit card, you’re going to send some documents to them. 

It is with those documents that they will take a look at your credit history, in your credit history, everything will be there, every financial decision that you’ve ever made. They will analyze all of that and in the end give you a score. 

Is there a maximum and minimum credit card limit? 

The maximum and minimum amount that you can get with this credit is actually pretty interesting because we don’t really have a significant amount for you. Actually, we don’t really have any amount for you because the company does not disclose that to the public. 

What is most likely to happen is that you will be able to get the amount based on your credit history only when you apply for the credit. But don’t worry, you always get the chance to make it higher. 

Do you want to request? Learn how to get the HSBC Premier Credit Card right here 

Now, if you want to apply for this credit card, you must keep reading. Down below, we’re going to talk about everything that you need to know to the application process. So if you do click on the button down, you’re going to go to the second part of this article and unlock every single secret of the umm HSBC Premier Credit Card.