Have you heard a lot about the credit card? Well, if you’re here looking for the perfect card for you, one that will not give you much trouble and is going to be pretty easy to manage. Then you are in the right place, and today we are going to tell you why. 

You see, it is not common for you to actually find a card that does not have any single interest for a few times. For an example, if you apply for this card now for the first 21 months you will have no interest. But that’s not all. 

You’ll also be able to get a lot of other benefits that you were not aware of when you first apply for it. So if you are interested in learning more about the card and how it can actually benefit you, you must keep reading, since down below we’re going to tell you everything. 

Why we recommend the Barclaycard Platinum credit card 

You may have a small idea on why we actually recommend this credit card. As you can see, one of the main benefits that we are going to see is the fact that you have no interest on purchases. Of course, it’s only for the first 21st months, but still it’s really good. 

But that’s not only that, you also will have no interest on balance transfers. This is also another huge benefit since it will enable you to make transfers for anyone, anywhere. But just like the above, it is for a limited time and the time is for only 20 months. 

But. For all, although 20 months and 21 months might sound small amounts of time, they are actually very good since it is over one year. It actually comes close to the two-year mark. Which is why we actually recommend this credit card a lot. 

What can I use the credit card for? 

So what about the users? Well, as you can see, this is a credit card, not like any other. Although it does not have that many benefits, the ones it has will stick with you really good. Pretty well. How does that actually change your experience with the card? 

With this card, you’re going to have a few things that are going to benefit you more. From an example, purchases with the card are a very good thing. That is because this card will have no interest on purchase for the 21 months that you get it. 

So sometimes you want to buy something more expensive with your card but are not really going to because the interest ends up really high while it is your time to finally be able to get it. And the same goes for balance transfers, since the first 20 months will help you change that. 

Credit card advantages 

So are you really excited to learn more about the credit card? Well, if you’re not really aware, one of the main things that you can and will benefit more from learning is always going to be the advantages. To help you out a little bit, we bring you a list down below. 

• 0% interest on purchases for up to 21 months* 
• 0% interest on balance transfers for up to 20 months 
• 3.45% transfer fee 
• Good credit limit. 

Credit card disadvantages 

Now it is time for you to learn what are the disadvantages that you can find in this card. In order to help you out, we brought you a list. 

• Does not have extra benefits. 

How is credit analysis carried out in the Barclaycard Platinum credit card 

If you’re wondering what is the credit analysis and how does it work with this credit card, well, don’t worry, it’s very simple and easy. Well, you see, the credit analysis is what the company will do to make sure that you are a good person in the financials. 

Which means that they will take this opportunity to see your financial history. But how will they do it might be the question. Well, when you first apply for this credit card, you’re going to fill a form with some specific documents. Those documents are going to be sent to the company. 

They will then take those documents and use them for their credit analysis. They will need them to make everything come together. In the end, the company then will make the analysis and give you a credit score based on that. 

Is there a maximum and minimum credit card limit? 

Now, the credit limit is going to be the star of the article. You might be wondering how much you can get with this credit card, and we are going to tell you, of course. Now, this card does not have a minimum that we can tell you. Unfortunately, it is not disclosed to the public. 

But now we can tell you about its maximum. We must tell you before that it is not going to be a huge amount. Still, it is going to be enough for any project that you might have. You can get up to $1200. 

Do you want to request? Learn how to get the Barclaycard Platinum credit card right here 

We finally reached the end. How are you feeling? Did you like this credit card? Did you actually think that it might be the one for you? We hope that all of these answers are positive, and you are sure that you want to apply for it. Well, if that is your idea of getting the card, then you can click down below.  

When you click, you’re going to go to the second part of this article. In the second part, we are going to teach you a lot of things, including what you need in order to apply for the credit card and more. So if you are interested, let’s see.