When it comes to shopping online, reading good books and even watching your favorite series, you can count on the best in these services, all with the Amazon Business American Express credit card. Where you have all the advantages of buying with Amazon, such as the best prices and the fastest delivery times, and you also receive that strength to manage your business.

When opening a business, especially an online business, we think about several factors, such as the niche, which products to offer and even the shipping method. However, we end up completely neglecting the need for a good credit and debit card when starting a business.

Credit cards are much more than just a way to make your personal purchases, using a more practical and convenient payment method. Cards can also be very efficient ways to replenish stock, pay for your own structure or deal with other financial demands of your business.

Why we recommend the Amazon Business American Express credit card

We highly recommend this credit card to anyone who doesn’t want to be left high and dry when making purchases and payments, as it only has the option of bank transfers or cash. Even when making personal purchases, the complete absence of a credit card wouldn’t be recommended.

When it comes to opening your own business, where you will constantly need to make purchases and payments, the option of running out of money is simply unacceptable. In a situation like this, the Amazon Business American Express credit card is a great secondary or even primary form of payment.

What can I use the Amazon Business American Express credit card for?

When you think of credit cards, the first thing that comes to mind is personal credit cards, which are typically used in everyday life. So, how exactly does the Amazon Business American Express credit card work? After all, its purpose is completely different.

To make it easier to understand, we will show you two ways to use the credit card in question when managing your business.

Stock replenishment

In a business that sells physical products, it will be necessary to assemble a stock, a task that is more challenging than it may seem. Especially when we think about the difficulties of setting up a stock for the first time, where we don’t have such a high initial capital, making things much more difficult.

With an Amazon Business American Express credit card, you can purchase products and start selling them much more easily. Especially considering that with these cards, you first make a purchase and only after a certain period of time will you need to pay the bill.

Costs with your website

Currently, the internet has become completely indispensable for anyone who wants good income from their business, even if you have physical units. Being a new cost to put on the tip of your pencil, there is nothing better to add a touch of modernity to your way of selling than using a modern form of payment.

Amazon Business American Express credit cards are an excellent way to make payments in a virtual environment safely and conveniently. While with other payment methods payment processing would take time, with this card approval is almost immediate.

The life of an entrepreneur is already busy enough, so any way you can find to save time is completely valid.

Advantages of the Amazon Business American Express Credit Card

Now that you know a little about the main ways to use this credit card, how about learning about its advantages? Below we list its greatest strengths.

Check out the main reasons to apply for one of the Amazon Business American Express cards below:

• Card with international coverage for several countries
• Payment with approach and pay technology
• Completely virtual and practical application
• Completely free interest rate in the first year of use
• Qualities focused on helping entrepreneurs
• Cashback Program
• Manage your cash flow much more easily
• Security programs in case of loss, theft or robbery

Disadvantages of the Amazon Business American Express Credit Card

The Amazon Business American Express credit card is one of the best additions to an entrepreneur’s life, whether they’re a beginner or a veteran. However, every good thing also has its drawbacks, and with this credit card the main weak point is its interest rates, more specifically the variable purchase rate.

This rate is around 28.3% per year, but it can change depending on the year. However, this small inconvenience can be easily overcome. In addition, it is offset by the other advantages offered by Amazon Business American Express credit cards.

How credit analysis is carried out on Amex

Credit analysis on the Amazon Business American Express card uses some simple criteria to find the best possible initial limit for each customer. To do this, American Express will use your financial data, such as your credit score, to define your credit need.

This way, values ​​that are consistent with what you are looking for when it comes to credit will be offered on your credit card limit. This is very important for personal use cards, but it is even more important for a credit card for business use. 

Is there a maximum and minimum value for the Amazon Business American Express credit card?

But after all, even with this credit analysis, is there still some type of maximum or minimum limit? There is no universal answer. Because each customer needs a different limit, the mission of the Amazon Business American Express card is to find a way to adapt to what each customer needs.

Want to apply? Learn how to get the Amazon Business American Express credit card right here

Do you want to become a cardholder on a credit card like this? The entire process is simple and practical; all you need is a cell phone and internet access. Click the button below and check out the second part of the article to learn how to apply for the Amazon Business American Express credit card without leaving your couch.