0% interest for 13 months on balance transfers
Balances must be transferred within 3 months of account opening.
Your 0% offer starts from account opening, after which standard variable rates apply.
No fee to transfer a balance to this card, and no annual fee.
Use worldwide at Mastercard® locations, in-store and online.
0% interest for the first 3 months
This offer is available on purchases made and paid off in full in the first 3 months of opening your account.
After the offer period ends, standard rates will apply.
Are you trying to learn more about a credit card that can help you get the best of the transfers within cards? Well, this might sound a little too specific, and you probably already have something in your mind. Don’t you worry, we’re here to help you all the way.
To actually enjoy this card that you’re going to need to learn more about it and how it works. For an example, you’re going to need to learn what you need to make the application process even possible, and it can be quite a number of things. The good thing is that the RBS Balance Transfer Credit Card is very simple. Down below, we tell you everything about it.
What are the requirements needed to apply?
What about the requirements, and what do you actually need to apply for this credit card? Don’t worry, the answer is very simple, and we are going to tell you all about it down below. Let’s take a look at the list of requirements.
- Must be at least 18,
- Must have a bank account,
- Be a UK citizen or a permanent resident,
- Earn at least 10k.
What documents are needed to request the RBS Balance Transfer Credit Card
The RBS Balance Transfer Credit Card does need documents. The documents that you might need in order to apply for this credit card easily and safely are going to be listed down below. Don’t forget to take a look before applying.
- Proof of identity,
- Proof of residency.
What are the biggest uses of this credit card?
There are so many different uses that you can actually have when applying for a card. Right now, we are going to tell you what are their biggest reasons why people even apply for this one. Let’s take a look.
Balance transfer
If you don’t really know what it is, a balance transfer is when you have a certain amount of money on your card, and you want to move it to another one. That action can help you repay or reduce monthly credit card repayments.
Take advantage of this opportunity and apply for this amazing card now!
This is especially good for those who have debts on the card. Having a 0% balance transfer card, you’re going to have a 0% interest rate for some time too, which can help you. That is one of the biggest reasons why people actually apply for the card.
Purchases
The next step we’re going to find that people actually enjoy more when applying for the card is going to be purchases. Of course, every credit card is going to help you during purchases, be it because they are good and more simple for them or because they have extra benefits.
In this case, it’s because of both. This credit card has amazing benefits and it is very simple. Because of the nature of the card, for the first three months of getting the card, you’ll have no interest on every single purchase.
Nice limit
Having a limit is something that you must be aware when applying for the card. Every credit card is going to have a specific limit that you need to be aware of. The thing is, for a card that is specific for transfer balance, it is normal that the limit is not that high.
But with this one you get a pretty good limit of 1200, which, although it is not the highest that you could find, it is pretty high for people that do not really care about how much it is and just about having it.
Online application
This card is also very simple to have. That is because most cards that you’re going to find you will be able to get online, but some of them unfortunately you need to do the application with the company in person, and you have to get out of your house, and it takes a lot of time
But with this card you don’t need to worry nothing about that, the application is totally online. Not only that, if you have any doubts or questions about it, you can always contact the company since they also have a customer service really good that will help you.
Our advice for those who are going to apply for the RBS Balance Transfer Credit Card
Mistakes when applying for credit card happen a lot because you probably don’t really have the documents needed for something. That’s for sure can be a big problem, so our advice for you is to be careful and have everything with you. It is easy to sometimes forget something, but if you double-check before the application is way easier. So don’t forget to check all the documents before applying.
Weighing advantages and disadvantages – Is it worth it?
Use this credit card, you will understand that it has some benefits and negative things, but by the end of this we will prove that no matter what it has, it is worth it. Now, the only negative thing that we really can think of when learning about the card is that for every transfer balance to have the benefit of not paying any fee, it has to be at least 100.
But if you do mention that along with the rest of the benefits, you will quickly see how good it actually is. You have the balance transfer benefit, and we’ve mentioned, but you also have a benefit for purchases without interest for a few months now dead. But it is a very good card, they can use it anywhere. If we see from the outside perspective, it is worth it.
Request your RBS Balance Transfer Credit Card on the official website once and for all!
Finally ready to apply for the card? We know there’s been a lot of time and after learning so much, you’re excited to see if this is the one or not. Don’t worry, we’re here for you. If you clicked on below, you can go to the official page of the card and start applying now.
