Nationwide Select Credit Card
Interest-free period
- Maximum 56 days for purchases if you pay the total of all non-promotional balances on your statement in full and by the due date
- No interest-free period on balance transfers or cash withdrawals. Interest on balance transfers and cash withdrawals will be charged at the rates shown above.
Minimum repayments
- Any default charges and interest due on your statement plus 1% of the remaining statement balance, or £25, whichever is the greater.
- Balances of less than £25 must be paid in full.
If you only make the minimum payment each month, it will take you longer and cost you more in interest to repay your debt.
Are you trying to apply for a good credit card, but you don’t really know where to start? Don’t worry, we’re here to help you. You see, applying for one doesn’t have to be complicated, and if you have all the information needed, it’s going to be way easier.
Don’t. Below we want to teach you more about how you can actually apply for this credit card and what you need to make the application process complete. So if you are interested, we recommend that you keep reading down below.
What are the best cards in the UK?
What are the requirements needed to apply?
There are a lot of requirements that you need to do have in order to actually apply for the card, which is why down below we try to bring everything that you might need to fulfill before getting the card. So let’s take a look.
- Be 18 or more years,
- Have a good credit history,
- Be a UK citizen or permanent resident.
What documents are needed to request the Nationwide Select Credit Card
Let’s also take a look at all the documents needed for the application.
- Proof of identity,
- Proof of residency.
What are the biggest uses of this credit card?
Every credit card is going to have benefits that go are going to make others like it more. Down below, we bring you the main uses of the Nationwide Select Credit Card.
Credit limit
As you can see, one of the biggest users we can find is the credit limit. Having a credit limit is something every single credit card is going to have. The only thing that differs is the amount that you have if you have some that is little or big. No, with this credit you get a minimum amount which is 500.
The benefit comes when you can get how much over 500 you are able to. Your credit is going to be defined by your credit history, so depending on how good it is, you could get way over since there is not a maximum amount.
Take advantage of this opportunity and apply for this amazing card now!
No annual fee
The annual fee, something many people despise, which we can completely understand. We would not like to have to pay to just use a credit card. It sounds a bit silly if you think about it, which is why it is so complicated for many people to find a card.
The thing is, this credit card does not have an annual fee. This is going to be amazing because it means that every month you are able to use the card without any single problem. And of course, without being a single penny.
Purchases
Purchases are going to go amazing in this credit card. That’s because it does have specific benefits made to help you get the best of purchases within it. For an example, every purchase you will have an interest to pay.
But with this credit card, you have an interest free period of 56 days. It will start the moment that you activate your credit card. So be sure to activate only when it is in your hand and then for the next 56 days you have no interest.
Online
And in the end, we have the fact that it is online. A credit card that is good will always have two types of application process, online or in person. Most people prefer online because it is faster, easier and just overall better.
Which is why so many despise when credit cards only have application process to be made through the company itself. Thankfully, it is not the case with this one, and you can apply it simply through the Internet.
Our advice for those who are going to apply for the Nationwide Select Credit Card
So should we give you an advice or are you good? Even if you are okay with how things are, we truly believe that an advice could make things easier. No, we have mentioned above the documents available that you need to have to apply for the card. The thing is, documents for credit cards change a lot and maybe depending on your situation you might need more or less.
Which is why we are recommending you to always contact the company. No matter when you are reading this, It is always good to go and have a double check to see what documents you’re going to need or if you’re going to need any extra things.
Weighing advantages and disadvantages – Is it worth it?
No. Is the credit card worth it? After browsing a lot through the Internet and to the things that the card has, we came into a conclusion that yes, it is worth it. This record is simply amazing. It has only one negative side which makes it everything better.
The negative side is that it doesn’t have any benefit for cash back and things like that, which can be a huge negative point for some people who really like it. Still, the other benefits are going to compensate a lot. You have the interest free period, the application is totally online is just very simple and practical. So yes, by the end of the day, we truly believe it is worth it.
Request your Nationwide Select Credit Card on the official website once and for all!
Finally, we reached the end after 2 long articles. We probably are very excited and are trying to understand more how you can even get the credit card. Well, to make things easier for you, we are not going to make you leave this article. You can just click down below.
That is because if you do click on below, you’re going to the official page of the credit card. There not only you are going to be able to apply immediately, but you can also learn more things that are in the official page and maybe if you have any doubts, you can of course contact the company. Click down below to learn more.
