HSBC Premier Credit Card
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Annual Fee
£0
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Cash Fee
2.99% fee, minimum £3
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Balance Transfer Fee
2.99% fee, minimum £5
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Representative Example (on an assumed credit limit of £1200)
23.9% APR (variable) Representative 23.9% p.a (variable) purchase rate
1 Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charge.
2 Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man, as well as transactions overseas where you choose to pay in Sterling rather than local currency.
3 These transactions are subject to a non-sterling transaction fee, currently 2.99% of the amount of the transaction.
4 Shop with greater peace of mind, thanks to a 2-year extended warranty insurance provided by Domestic & General Insurance PLC (D&G).
This insurance can be applied to a range of household items. You’ll get 2 years of breakdown cover, starting from when the manufacturer’s warranty expires. You’ll also get accidental damage cover, starting from the point you register the item with D&G, until the end of the policy.
Extended Warranty policies are distributed, administered and underwritten by D&G. Each item of equipment will be protected under its own separate policy.
* Telephone lines are open 08:00 to 20:00 every day (except Christmas Day, Boxing Day and New Year’s Day). Calls may be monitored or recorded.
5 At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.
6 You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.
Balances can’t be transferred from all cards, for example those issued by members of HSBC Group, including HSBC UK, first direct and M&S Bank.
So what did you think of the first part, we for sure are very interested in what are your thoughts on it. The thing is the first part, it is what we just said. It’s only if first part, there is way more that you can learn with the card, and that is going to be all said here.
So for a more profound look into the credit card, how it works and what you can get, it is very important for you to keep reading down below since everything is going to be there. But what exactly are we talking about today?
We will be talking about how you can apply for the card and what you need to do so. What card are we talking about? The HSBC Premier Credit Card. That means that if you are interested in learning all of that, keep reading.
What are the requirements needed to apply?
Let’s take a look at the requirements needed for this card.
- Must be from the UK,
- Must be at least 18,
- Must be a resident or a permanent resident,
- Hold an HSBC Premier Account.
What documents are needed to request the HSBC Premier Credit Card
Now we must take a look at what documents you’re going to need to apply for it.
- Proof of identity
- Proof of residency
What are the biggest uses of this credit card?
And just like you’re going to have a lot of information about requirements and documents needed, we are here to tell you more about the uses that you’re going to get with the card.
Travels
One of the main things that you’re going to find that is actually pretty good is traveling. This card is one of the biggest ones if you truly travel a lot because it gives you an insane amount of benefits. Don’t worry, we can prove you that this is true.
You see, with this credit card, you can get access to over 1300 lounges all over the world. But that’s not only that, of course. You also get a benefit from the MasterCard itself. You get to enjoy the MasterCard priceless cities where you get discounts in many areas.
No annual fee
And just like you get a lot of benefits on travelling, one of the second ones that are going to make people really interested is no annual fee. The annual fee can really be. There are some people because no one really likes to have that extra responsibility.
Thankfully, with this credit card, you don’t need to worry of anything. That is because you will not have to pay an annual fee. The card is totally free no matter how you use it.
Management
And of course, after that, we have management. People might think that managing a credit card is going to be really hard because, well, you have a lot of things to take into account. But thankfully there are credit cards that are nice enough to give you your own management tools.
Take advantage of this opportunity and apply for this amazing card now!
And this is what this card is going to do. One of the main benefits that you’re going to find is how good it is at managing itself and letting you make everything the way that you really want for yourself. So believe us when we say that managing is going to be a great benefit.
Purchases
And in the end, we have the last main use that you can have, and that is purchases. On your daily life, everyone makes purchases, be it big ones or just smaller ones for your home. That means that if you have a credit card that helps you with that, it’s going to be really good.
With this card, you’re going to have the option of payment without contact, which is a really good benefit, but also you have a digital wallet, meaning that you can store all of your money and cards into one place without worrying about losing anything. And then just like on the above, giving you better management options.
Our advice for those who are going to apply for the HSBC Premier Credit Card
There are so many things that we could advise you right now because credit cards aren’t that complicated. Thankfully, this one is not going to be one of the bad ones. So we can give you some pretty simple things that are going to help you.
We want you to know that the application process will decide your credit limit. So depending on your credit score, your limit might be different. But you don’t need to worry because you can actually make it higher.
If you want to make your credit limit higher, you must make your credit score better and also contact the company. It’s simple really, And with this help, you’re going to be able to do it.
Weighing advantages and disadvantages – Is it worth it?
We truly believe that it is worth it. It’s hard to find a credit card that ends up being bad or not really good, especially if we are recommending it to you. That doesn’t mean that this card does not have negative things. It has one negative side and that is you have a transfer fee, which can be really annoying.
Still, the benefits are going to totally outshine that negative side. You get some pretty good travelling benefits while having a really good discount. Meaning, you don’t really pay interest or have an annual fee. And those are just a few that we can name right now. As you can see, it is very worth it.
Request your HSBC Premier Credit Card on the official website once and for all!
So, do you want to apply for this card? Well, it’s time for you to finally learn how you can do it. You know, if you click down below, you can go to the official page of the credit card, meaning you can actually apply for it right now if you want to, give it a try.
