See how to request the Everyday Long Term Balance Transfer Credit Card

Are you tired of depriving yourself of your financial goals because of your debt? The Everyday Long Term Balance Transfer credit card could be the key to paying off that debt. In the first article we focused on showing you how a credit card can be a great way to bring balance back to your financial life.

Now, it’s time to show you everything you need to do or accomplish to become a holder of one of the Everyday Long Term Balance Transfer cards. This is a credit card designed to transfer debts from one credit card to another.

It is common for people to have the impression that the application will be different, perhaps even more bureaucratic than for other cards. However, this is a completely wrong view of how the application for the Everyday Long Term Balance Transfer card works.

What are the requirements needed to apply?

The simplicity of the request is evident in the requirements required for an Itaú bank customer to become a holder of one of these cards. To apply for Everyday Long Term Balance Transfer credit cards you must first be of legal age, 18 years of age or older.

Secondly, you will only need to have an income of at least $10,500.00 Euros, making this card somewhat less accessible for many customers, something offset by its advantages. And finally, you will need to be a UK resident with a bank account at Banco Itaú.

What documents are required?

If you have checked the requirements and noticed that you are eligible to apply for an Everyday Long Term Balance Transfer credit card. Therefore, you will need to have some documents with you when applying for your credit card, so that you can prove your income, age and residence.

Therefore, the first document that Itaú bank will request for your credit card application will be a photo ID, such as your passport or driver’s license. Next, you will need to present proof of income, such as your pay slip or bank statement.

To complete the list of documents, it is also important to have proof of residence, to prove that you live in the United Kingdom and to send the credit card. In this case, you can make the request by presenting a telephone bill, internet bill or any type of bill linked to your residence.

What are the biggest uses of this credit card?

The main use of the credit card is to pay off your debts, which occurs through the portability of credit from a card from another bank to the Everyday Long Term Balance Transfer card, at Banco Itaú. However, you are completely mistaken if you think that this is the only function of this credit card.

On the contrary, you have many possibilities with a card like the Everyday Long Term Balance Transfer at your disposal when purchasing. To facilitate understanding, we will explain a little more about these uses below, with the two biggest uses of it.

Additional card request

The main use of Everyday Long Term Balance Transfer cards is to pay off debt, we’re sure you’re already tired of knowing this. However, if you want a new credit card to deal with different situations, then you can apply for up to three additional credit cards.

You can order the respective cards directly from the Itaú bank app, with a step-by-step process as simple as with this card.

Non-credit purchases

This credit card can also be used for conventional use, like any other type of credit card, you can pay in installments for your purchases. The minimum limit on this credit card is $200.00 Euros, but it is possible to get a much higher credit limit depending on usage.

Or even as an initial limit, this will depend on your credit score or frequency of use, as we explained in the previous article.

Our advice for those applying for the Everyday credit card 

If you are considering applying for this credit card, then you have probably already incurred a significant amount of debt on a card with super high interest rates. Therefore, we recommend that when applying for the Everyday Long Term Balance Transfer credit card, you take some time to reflect on exactly how this question arose.

Perhaps the emergence of debt is due to something that was not your fault, but perhaps your lack of discipline generated a small cost, which became a snowball. If you find yourself in the second situation, then we recommend that you work on your card discipline, so as not to generate new debt.

This will be very important, especially for those who intend to request an additional card, as it is not possible to carry out portability with Itaú cards.

Weighing advantages and disadvantages – Is it worth it?

If at this very moment you are in doubt about whether this card would be a good addition to finally pay off that super annoying debt, then know that not even with loans would you find a condition as comfortable to pay off a debt as with the Everyday Long Term Balance Transfer credit card.

So, you can apply for your credit card with complete certainty that this credit card will not only help you pay off your debt, but it can also be a great way to avoid new debts, since its rates are much lower than most other credit cards.

Apply for the Everyday credit card once and for all on the official website!

Want to become a member? Follow these steps:

1. Access Itaú bank with your bank account
2. Select the Everyday Long Term Balance Transfer card
3. Present the requested documents
4. Enter your personal details and address
5. Wait for the screening process

By clicking the button below, you can request your Everyday Long Term Balance Transfer credit card, with one of the fastest screenings on the market.