MBNA Long Balance Transfer Card
Not sure how balance transfers work?
- With a balance transfer credit card, you could combine your existing card balances, so they’ll all be in one place and you’ll just have one monthly repayment to think about.
- A balance transfer card might come in useful if you’re looking to move credit card and selected store card balances you’ve already got.
- Balance transfer cards sometimes come with an introductory rate, so when you move balances from one card to another, you’ll pay that rate until it ends.
- Balance transfer fees may apply.
To be eligible to apply, you must:
- Be a UK resident, aged 18 or over, with a regular annual income.
- Provide at least 3 years’ UK address history, an email address and phone number.
- Provide your main bank account number and sort code.
- Be free of County Court Judgements (CCJs), Individual Voluntary Agreements (IVAs) or bankruptcies.
- Not be unemployed or a student.
- Not have been declined for an MBNA credit card within the last 30 days.
Well, we did promise you in the last part that we are going to take a look at all the main things that you need to know in order to apply for the cards safely. And we are here today to do just that. The thing is, you just need to keep reading down below so you can learn more.
But what are we exactly learning about if you had done not? We would be talking the first part, we talked about the benefits and things that this card can offer you. Right now, we want to teach you how you can actually apply for it.
Some things that you’re going to need are the specific requirements and stuff like that, which is why we decided to make a separate article just so that we can teach you everything. Down below, we are going to take a look at everything that you’re looking for, so let’s just see.
What are the best cards in the UK?
What are the requirements needed to apply?
Take a look at What are the requirements needed to apply for the credit card?
- Be a UK resident, aged 18 or over, with a regular annual income.
- Provide at least 3 years’ UK address history, an email address and phone number.
- Provide your main bank account number and sort code.
- Be free of County Court Judgements (CCJs), Individual Voluntary Agreements (IVAs) or bankruptcies.
- Not be unemployed or a student.
- Not have been declined for an MBNA credit card within the last 30 days.
What documents are needed to request the MBNA Long Balance Transfer Card
Just like you know what are the requirements, it is also important to know the documents so that they can match what you need. Let’s take a look and see if they are.
- Proof of identity,
- Proof of residency.
What are the biggest uses of this credit card?
And just like you need to know what documents and requirements you need, learning the uses of a credit card is. Very important. Down below, we’ll bring you all the most important ones.
Take advantage of this opportunity and apply for this amazing card now!
Balance transfer
Of course, the first one is always going to be a balance transfer. Just like the name of the card says, this card is specifically for balance transfer. If you don’t really know what it is, we can explain you very quickly. So it is the following.
Balance transfer is basically when you are able to transfer something from your credit cards to another. That usually has a fee that can be quite high. Those transfers can help you repay credit cards and things like that and get out of debt. A card that has downs transfer will not charge you fees.
Contactless
The payment time of repurchase is not something very memorable. You just stick your card on the machine, put on your code, and then you pay. It’s simple. Not very practical, but still it’s simple. It’s better than paying with money, at least. But we can make it even more practical if you only just apply for this credit card.
That’s because the credit card has a contactless technology. The technology is going to be able to help you out in the payment time so that you don’t have to stick your card in the machine, and you can just pass it by to make it faster.
Online and manageable
If you are the type of person that doesn’t like to slack off, and you just want to finish things quickly so you can get to your next project, don’t worry. You’re not the only person in the world like that. And because of that, companies took notice of you and created a card perfect for you. In this case, we are talking about this one.
With this card, you can do everything online. You don’t need to leave your house. You don’t even need to contact the company if you don’t want to. So, you can do anything online and the management of the card is going to be very simple too.
Protection
And by the end we have the protection being a card really good for purchases and things like that is important for you to understand that you will be able to get more protection.
With these cards, the company works extra hard on fraud and will not force you to pay anything which you did not approve. That’s because every purchase made with the card has to be approved by you or else you will not be able to do it.
Our advice for those who are going to apply for the MBNA Long Balance Transfer Card
Don’t forget to bring the documents before applying for the card. Having them with you is going to make your job way easier in the application process, and also we’ll make sure that you’re not missing anything and when you apply for it, you are going to apply for it fully. It might sound like a silly advice, but believe us, it is something very useful that you should take into account.
Weighing advantages and disadvantages – Is it worth it?
We have one negative side. This credit card will only allow you to get the benefit of the balance transfer if the transfer is of at least 100. Which of course it’s not that high, but still is something that can bother you. The benefits thought for sure will give you a lot.
You can find in this credit card a lot of benefits like cash back and even more protection. And then, there’s the management that you can get that is very free and how you have no annual fee. In the end, we can assure you it is worth it.
Request your MBNA Long Balance Transfer Card on the official website once and for all!
It’s time to apply for the card. After some time, we decided that the application process should be done right now. To help you out and make things more swiftly, we can tell you to click on below, and you will be able to go to the official page of the card.
