So what is your goal when searching for information about credit cards? If you are here, then you’re probably interested in this type of card or just cards in specific. Well, don’t worry, we can help you in whatever reason you might have, be it because you want a new card, or you’re just curious. 

Talking about curious, today we are bringing you one of the very more curious cards that you’re going to find. With them raising benefits, but the simplicity of a card that doesn’t have that many, you won’t be able to get a lot with the MBNA Long Balance Transfer Card. 

If you are interested in learning how you can get managing on your credit card on your own while not being charged for transactions you didn’t authorize and having more security in general than you must, keep reading down below will tell you everything. 

Why we recommend the MBNA Long Balance Transfer Card 

There are so many reasons why we recommend the credit card. For an example, you could talk about how we recommend it for the customer service that is so good or how it is secured to make payments because the company helps you with protection. 

There are many things that we are going to look and are being sure that they are great benefits that make the card worth it. Unfortunately, we cannot tell all of them here, or else the list will be huge. But believe us, along this article you’re going to understand a bit more on why we recommend it. 

What can I use the credit card for? 

And now we have the users. This card is just simple. You don’t really have specific uses that are going to be shocking. You can use it for your daily life to make purchases and if you want to have a more secure lifestyle with your credit card. Either way, you don’t need to worry at all. 

Credit card advantages 

There are so many benefits that you can find in this credit card, and we are sure that helping you is going to be the best thing that you’re going to find. If you are interested in learning the benefits, though, you can just keep reading since they are down below on a small list for you. 

• check your balance, review transactions, make payments, request transfers and lots more on your computer, phone or tablet. 
• you won’t be charged for transactions you didn’t authorize, as long as you tell us if you spot anything odd, or if you lose your card. 
• make repayments through your bank, using your debit card, or set up a regular Direct Debit. 
• call them 24/7 (in most cases) if you need to talk to them about something on your account. 
• make secure payments wherever you see the contactless symbol. Add your card to your phone, too, to make paying even quicker. 
• get your monthly statements delivered to your inbox instead of your letter box. 

Credit card disadvantages 

If you are interested in the disadvantages that the card has, you don’t need to worry because just like the benefits, we made a list for you. No matter what you have, you’re going to find all your answers. Down below will bring you everything. 

• Minimum of 100 for balance transfers 

How is credit analysis carried out in the MBNA Long Balance Transfer Card 

And what about the credit analysis? Is there something that you need to know when applying for the credit card? Well, the credit analysis is going to be one of the most important things. That way you can have a small idea or not only your credit limits, but if you get the card or not. 

So while applying further credit card you are going to find yourself sending some documents that is ending evitable thing since you need to prove your identity. The documents then are going to go to the hands of the company where they will take them to check your credit history. That is where the credit analysis will start. 

Now with the credit analysis starting, they will take a look at all the financial decisions you’ve made to make sure that they are good financial decisions, and you are not going to scam them. After everything is done, then you will be able to get a credit score defining how good they are. 

And it is the credit score that is going to actually give you more information about the card itself. You will be able to find based on it. Your credit limits and also you will be able to find if the credit card is going to give you an approval or a disagreement. 

Is there a maximum and minimum credit card limit? 

Now let’s see what are the specific limits of the card. So when you apply for a card, it is common that in the official page they automatically tell you the minimum or maximum limit that you can get with it. With this card, it’s not like that, since we have no information whatsoever about the limits, which leaves us to only speculate on what might happen.  

We of course are speculating in the most common answer that is going to be. It is defined by your credit score. Your credit score is actually more important than just telling you if you get the card or not. In every single card, it is that score that is going to define your fees and things like that. And in many others, it will also define your credit limits. 

Do you want to request? Learn how to get the MBNA Long Balance Transfer Card right here 

Ready to apply after quite some time? We are excited to tell you more about the card. If you are interested, though, we recommend that you keep reading since down below we are going to tell you everything that you need to know either so make the application process faster and easier.