Are you looking for a new credit card? There are many reasons why you could be looking for a card. Maybe your old one is already very outdated, or maybe it’s just the first car that you’re looking for. Either way, we are here to help you. 

You see, today we are going to tell you all about the NatWest Balance Transfer Credit Card. This is going to be an amazing card for you that wants to spend less money and of course not have many problems while paying stuff. 

Before you actually apply for it, of course, we want to tell you more about it, how it works, and what you can expect from it. So if you are interested in learning more about it, we recommend that you keep reading, since down below we’re going to tell you everything that you need to know. 

Why we recommend the NatWest Balance Transfer Credit Card 

There are many reasons why we recommend this credit card. You see, when recommending the card, you might think that the only thing we’re going to look at are the benefits. But no, for once, this card also has a really good company. 

The company is well known and people really enjoy it. And of course, together with having a good company, there comes the benefits. The main one being the balance transfer fee, that is taken off in the first 13 months. And as you can see that is going to be the main reason. 

There are of course a lot of other reasons why you could apply for the card, and we are sure that if you keep reading. You will actually learn everything that you need to know right now. You won’t put every single benefit because it would probably sound a bit boring. 

What can I use the credit card for? 

What about the main uses of the card? Well, as you can see from the name of the card, the name used that we’re going to have here is the balance transfer. You can transfer things from one card to another for the first thirty months without having to pay any fees. That and also making purchases because you’ll be able to get no interest in the first three months. 

Credit card advantages 

If you are interested in learning more about the card, we recommend that you keep reading. Let’s take a look at what are the benefits that you can find in this card. 

• Balances transfers must be made within 3 months of account opening 
• Your 13 month 0% offer starts from account opening, after which standard rates apply 
• No fee to make balance transfers. No annual fee 
• Use worldwide at Mastercard® locations, in-store and online 
• This offer is available on purchases made and paid off in full in the first 3 months of opening your account 
• After the first 3 months, standard rates will apply 
• No annual fee. 

Credit card disadvantages 

And although this credit card is going to have a long list of benefits, it is actually important for you to understand that it is also going to have a list of negative things down below to make things easier for you. We’ll bring you the least and everything you need to know about the downsides of the NatWest Balance Transfer Credit Card. 

• You must transfer at least £100. The most you can transfer is up to 95% of your credit limit. 

How is credit analysis carried out in the NatWest Balance Transfer Credit Card 

If you’re looking for the credit, then analysis, don’t worry, it’s a very simple process. It is actually very fast, and you probably won’t even notice that it is happening. Well, if you really want to know, the analysis of your credit score will start on the application process. 

While you apply for any credit card, you’re going to be able to fill out a form. In that form, we’re going to use some documents to prove your identity and things like that. The thing is to take a look at your credit history. The company will need to access those documents so when they first send them, they will be able to use them. 

With the documents in their hands, then the analysis will finally start. Your credit history will contain basically everything that you need to know about the application process and if you are able to get the card or not. For example, every single payments that you’ve made, rents, gains or debts that you might have. 

In the end, you will finally get your credit score. The credit score not only will define how much you can get from the credit limit, but it also will define if you are able to get that credit card and some fees that you might have. 

Is there a maximum and minimum credit card limit? 

Now, what about how much you can get with the card? As you can see above, we mentioned how the credit score is going to define how you will actually have for the minimum or maximum. Don’t worry, we are here to help you. You see, the maximum, that you can get with the card is 1200. And although we would like to tell you the minimum that you can get, it is actually not really talked to the general public. 

Do you want to request? Learn how to get the NatWest Balance Transfer Credit Card right here 

It’s time to apply for the card. After so much time learning everything that you need to know, it is time for you to finally start the application. But before all of that, you must learn what you need to make the application even possible. Down below, we’re going to bring you everything that you need to know. Just click on it.